The Richest Man in Babylon
In good times and bad, consistently saving a percentage of your income is a sound financial practice.
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The chances of an IRS audit aren't that high. And being audited does not necessarily imply that the IRS suspects wrongdoing.
When people save, it brings life rewards. But sometimes after being on your best money behavior for a long time, you want to cut loose and spend. It can happen whether you’ve been saving to buy a home, rejoined the workforce or survived a global pandemic.
Do you love wine? Next question: Are you financially confident? This one is a little harder to answer, right?